Helping Military and Civilian families realize the dream of homeownership since 1990
"I believe in being direct, straight forward, open and honest with all of my clients and referral partners so there is always total transparency in the transaction. I am dedicated to being a true partner in the process and will work to ensure you reach your goals."
-Laura Borja
NMLS# 199107
(619) 992-4061
Because the never ending changes in the real estate and mortgage industry means that:
- You need someone that knows that ins and outs of the industry.
- You need someone with access to a wide variety of programs to tailor a solution that is just right for your or your client.
- You need someone that is dedicated to ensuring that you reach your goals.
Whether you are a first time homebuyer researching the first steps, an experienced homeowner or a Realtor® looking to partner up with a mortgage professional, you have come to right place because that someone is ME!!
You can be confident that you will be working with an experienced mortgage professional who is backed by a company founded it’s belief in integrity and above-and beyond customer service and who is focused on the timeline and the mortgage needs of the client.
A home is likely one of the biggest investments any one of us will ever make. Choosing between the available home loans can be daunting. I will provide you the resources to educate and empower yourself so you can succeed as a homeowner or a Real Estate professional.
My History
I have been part of the mortgage industry for over 28 years. I began my career as a Jr. Loan Processor in 1990 working for a large lender that specialized in FHA and VA loans, that was the genesis of my knowledge and expertise in government financing.
I moved on to fill a position as the lead processor then a team lead for a joint venture between a large bank and one of largest new home builders in the U.S. I was then very fortunate to have the opportunity to become an underwriter. This hands on insight into the ins and outs of the decision making process has served me well to this day.
As a loan originator, my focus is the financing needs of the client and making sure that they are placed in the loan program that will fit their situation. I try to anticipate all the questions an underwriter might have so that a file is packaged in such a way that any issues are addressed upfront to minimize the likelihood of any problems later in the process. I believe this is the best way to ensure a smooth transaction and a timely closing.
Through the years I have honored to earn many awards not just for production volume, but more importantly, for customer service.
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Experience Integrity Results
Laura Borja | Senior Mortgage Consultant | NMLS#199107
Cell: (619) 992-4061
laura@lauraborja.com
27271 Las Ramblas ste 350 Mission Viejo CA 920691
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This website is not authorized by the New York State Department of Financial Services to accept mortgage loan applications for properties located in New York. Intended for California Consumers Only.
Ocean Lending Home Loans Inc. NMLS ID #1626788 (www.nmlsconsumeraccess.org). 27271 Las Ramblas ste 350 Mission Viejo CA 92691 (888) 508-5030. All rights reserved. This is not an offer to enter into an agreement. Information, rates, & programs are subject to change without prior notice and may not be available in all states. All products are subject to credit & property approval. Ocean Lending is not affiliated with any government agency. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License# 41DBO76602 and Finance Lender Law License #60DBO71981.