Helping Military and Civilian families realize the dream of homeownership since 1990
LOAN OPTIONS
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Unlock The Possibilities
PREAPPROVAL
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The Key To Your Next Home
BUY OR RENT?
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Which is right for you?
Senior Mortgage Consultant
Hablo Español
NMLS199107
(619) 992-4061I have been helping California Military and Civilian families realize the dream of homeownership since 1990. You can be confident that you will be working with an experienced mortgage professional who is focused on the timeline and the financial needs of the client and who is backed by a company founded it’s belief in integrity and above-and beyond customer service.
WHO AM I?
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Laura Knows her stuff!
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We were so fortunate to have been introduced to Laura when we were (almost) ready to buy our first home. Laura was so patient and worked with us for almost 1 year; from helping my husband get his credit scores up to be able to qualify, to educating us about lending and the housing market. She always had our best interests at heart, and she's not afraid to tell us if we're biting off more house than we can afford. She always made herself available when we call, even on late Sunday evening! If she's not available, she will always returned our calls within a day. She truly went above and beyond, followed up on things that were not even part of her job to reduced our stress ......[CLICK BUTTON FOR FULL REVIEW]
Nali and Rich M | San Diego CA
First Time Homebuyers - FHA Loan
The best lender in San Diego!
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Laura Borja exceeded our expectations as a real estate lender and her entire support team were wonderful. Laura's extensive home mortgage knowledge and skills, got us approved for our first VA home loan and ready to purchase!!!
We will always recommend Laura to all of our family and friends. She is amazing!
April and Willie P | San Diego CA
First Time Homebuyers - VA Loan
VERY HELPFUL... GOT ME MY FIRST HOME!
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Laura was instrumental in helping me and my family get our first home. Being a first time home buyer she made me feel at ease and was with us every step of the way. She is knowledgeable, very friendly and felt like she was going above and beyond to make sure I got the very best deal. I even went to a couple other lenders to see if can get a better offer but one couldn't qualify me and the other couldn't match Laura's offer. Laura, thank you from me and my family.
Jovan A | Wimchester CA
First time Homebuyer - VA Loan
Made us feel like we were her only client!
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Laura is awesome to work with. She made us feel as if we were her only client. She was available 24/7 to guide us through the process and answer any questions that we had as first time homebuyers. All of her projections came in UNDER BUDGET and she was working until the very end to get our interest rate and mortgage insurance as low as possible and ended up saving us about $150 a month in expected payments.
Laura also did a wonderful job .......... In the coming years when we are ready to go from our condo to a house, we will be reaching out to Laura. She is awesome!! [CLICK BUTTON FOR FULL REVIEW}
Dan and Stephanie K - San Diego CA
First time Homebuyers - Conventioan Loan
SEE MORE REVIEWS
WHAT PEOPLE ARE SAYING
SERVICES
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Purchase Loans
We have a variety of home loan programs. From First Time Homebuyer to seasoned investors, we have the home loan financing solution to fit your needs.
For REALTORS®
Want access to a variety of programs and resources to grow your real estate business? Then let’s connect so I can fill you in on what we have to offer.
Mortgage Knowledge
Whether it’s videos, a newsletter, loan guides or blog posts, I have a variety of resources available to educate and empower you through the process.
Non "Bank" Hours
I know that weekends are when most buyers are out shopping for homes. That is why I am available to you on weekends to help with preapproval letters, payment breakdowns and anything else you need to move forward with your purchase.
WHAT ELSE?
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START YOUR HOME LOAN APPLICATION WITH LAURA BORJA
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There is no fee to apply*
*There is no application fee, however, applicant is responsible for credit report costs to the credit reporting agency
Experience Integrity Results
Laura Borja | Senior Mortgage Consultant | NMLS#199107
Cell: (619) 992-4061
laura@lauraborja.com
27271 Las Ramblas ste 350 Mission Viejo CA 920691
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This website is not authorized by the New York State Department of Financial Services to accept mortgage loan applications for properties located in New York. Intended for California Consumers Only.
Ocean Lending Home Loans Inc. NMLS ID #1626788 (www.nmlsconsumeraccess.org). 27271 Las Ramblas ste 350 Mission Viejo CA 92691 (888) 508-5030. All rights reserved. This is not an offer to enter into an agreement. Information, rates, & programs are subject to change without prior notice and may not be available in all states. All products are subject to credit & property approval. Ocean Lending is not affiliated with any government agency. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License# 41DBO76602 and Finance Lender Law License #60DBO71981.