Helping Military and Civilian families realize the dream of homeownership since 1990

Laura Borja- Home Loan expert- NMLS 199107

What is a VA Loan?


A VA Loan is a mortgage issued by mortgage companies and other private lenders such as banks and credit unions. VA does not provide home loans, rather, the loan is guaranteed by VA. This means that the lender is protected against loss if the borrower fails to repay the loan.

What are the basic requirements to qualify for a VA loan?

Additional Helpful Information

VA 2018 Loan Limits for 100% financing

San Diego County: $649,750

Orange County: $679,650

Riverside County: $453,100

Los Angeles County: $679,650


Loan amounts of up to $1,095,050 are possible with a small down payment


You can find the limits for other counties in the US here: VA Loan limits by County

Search for  VA Approved Condos to determine if the condo you want is eligible for VA financing. The list can be a bit cryptic so please reach out if you need help with the search.

This overview is not all inclusive and does not include all guidelines or potential qualifying situations. Contact us or your lender for additional information that applies to your situation.

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Laura Borja  | Senior Loan Officer | NMLS#199107

Cell: (619) 992-4061 | Branch Main: (858) 264-1547

1615 Murray Canyon Rd ste 1020 San Diego CA 92108

This website is not authorized by the New York State Department of Financial Services to accept mortgage loan applications for properties located in New York. Intended for California Consumers Only. For New York applicants, please visit our New York authorized website:



Laura Borja- Home Loan expert- NMLS 199107
Laura Borja- Home Loan expert- NMLS 199107
Laura Borja- Home Loan expert- NMLS 199107