Helping Military and Civilian families realize the dream of homeownership since 1990

Laura Borja- Home Loan expert- NMLS 199107

What is a USDA Loan?

A USDA loan is a loan that is guaranteed by  the United States Department of Agriculture.


What are the basics of qualifying for an USDA Loan?*

Besides meeting income and property location requirements, there are other USDA guideline categories to explore.

Additional Helpful Information

2018 USDA Income Limit

County 1-4 Persons 5+ Persons
Los Angeles Count $111,400 $147,050
Orange County $125,700 $165,900
Riverside County $82,700 $109,150
San Diego County $111,900 $147,700

You can find the limits for other counties in the US here: USDA Loan limits by County

This overview is not all inclusive and does not include all guidelines or potential qualifying situations. Contact us or your lender for additional information that applies to your situation.

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Laura Borja  | Senior Loan Officer | NMLS#199107

Cell: (619) 992-4061 | Branch Main: (858) 264-1547

1615 Murray Canyon Rd ste 1020 San Diego CA 92108

This website is not authorized by the New York State Department of Financial Services to accept mortgage loan applications for properties located in New York. Intended for California Consumers Only. For New York applicants, please visit our New York authorized website:



Laura Borja- Home Loan expert- NMLS 199107
Laura Borja- Home Loan expert- NMLS 199107
Laura Borja- Home Loan expert- NMLS 199107